Whilst ‘Green Loans’ - secured and unsecured personal loans - are readily available to retail consumers, funding commercial and industrial energy infrastructure (not just solar panels) is far more complex. 

Invoice finance allows businesses to leverage the value of their invoices (debtors) to have that money paid to them prior to the date the funds are actually due from their customers. It can be considered an advance on the money owed to them, and can bolster cashflow and allow the business to trade freely by filling the gap in their cash flow cycle that may range from 30 to 180 days.

April housing market data released by CoreLogic shows that whilst growth has slowed from March highs of 2.8%, there remains plenty of demand with April seeing 1.8% rise in national housing prices.

Whilst talk is of a slowing growth rate, if you think about 1.8% for April, that represents a whopping 22% growth over a year if annualised. If we look at the national numbers for the past quarter, they annualise to over 27% annual growth which is inline with the most bullish forecasts.

When considering finance options for your business, it’s important to know what’s available to you, and what will optimise what you’re trying to do. That might be developing a property or buying a new vehicle which have vastly different finance requirements.

It’s also vital to have a strong understanding of the level and type of lending your business can support, both from a P&L and balance sheet stand point. Be sure to leverage your business and finance advisors on this point.

Negative gearing. What is it, how does it work and what are the deductible items.

If you’re looking to borrow, whether it be the first time or not, the options and jargon can be overwhelming so we’re break it right down for you in one easy to digest glossary of terms.

The dynamics of office and commercial real estate have shifted a lot over the past 12 months, both in regional and metro areas. Office design and tenant bargaining power are two of the key elements, particularly with consideration for what the future development pipeline looks like. We take a look at some of the key trends, and expectations of what's ahead.

March was an incredible month both in terms of the raw growth, and also the geographical spread of what was a record breaking month.

The CoreLogic nation housing index rose 2.8% nationally for the month, being the fastest monthly increase in 32 years.

For some, home construction can be the best value pathway to home ownership, whilst for others it’s the means of building their dream home.

Whatever the motivation might be, the land and construction finance blog is live to give you the 101.

Please reach out should you need more information.

Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear path for you to follow.

Asset finance is hugely popular and used to fund a wide variety of business and personal assets and equipment. It allows a business to get the equipment they need now, and pay for it over its useful working life.

February saw national house prices rise 2.1% after huge activity in the Sydney and Melbourne markets after what was a subdued 2020 for the major capitals. The national market rise is the highest monthly growth in 17 years.

Whether investing in residential, commercial or industrial property the numbers can be overwhelming. No matter what type of property you’re considering, there are some fundamental data points that remain the same.

It’s surprising how many people don't understand how a loan offset account works... the freedom it adds to your finances and the savings it can create.

The financial input required to run an agricultural enterprise would make most people reel. Our latest blog post considers the three pillars of a solid farm funding strategy.

Australia’s housing market is on the “cusp of a boom”, with house prices set to leap 16% over the next two years, according to the Commonwealth Bank (CBA).

How well placed is your retail business when it comes to its digital transformation? Today we’ll look at some of the ways your competitors might be complementing their bricks and mortar stores with online empires.

Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS) spots from the 2019-20 financial year.

There’s some very interesting dynamics in the current property market as we try to gauge what might happen in 2021, though January backed up the hype that it should be a strong year with a 0.9% increase in national dwelling prices.

That said, uncertainty around COVID and variation across market segments such as dwelling type and geography remain prevalent, with regional being an interesting study, rife with opinions.

After a bumpy 2020, 2021 is already rewriting the record books. From property prices, to interest rates, to refinancing – no matter which way you look records are being broken. Today we’ll look at why property market sentiment is riding so high.